If you have a fraud or freeze alert on your file

REMOVE IT ! Or it will cause delays in posting !

THREE LINES FOR $450.00

CHOOSE ANY THREE LINES

DURING THE COVID-19 crisis, some trade-line can be

delayed up to 2 weeks. 

If you do not understand something, please ask first !

Most recommended lines are the 

Revolving & Installment lines. Those give you the best

boost to your credit score !

Primary Lines

PLEASE FILL OUT  TRADE - LINE FORM 

These are re-assigned debt portfolios using novation contracts. If you are not familiar, please ask questions prior to purchase.

ALL FRAUD AND FREEZES MUST BE REMOVED BEFORE UPLOADING. OTHERWISE DELAYS WILL ARISE.

REVOLVING LINES

10K - 15K  4-6 years  OPEN or closed- Low Balance 5-6% 

Price is $150.00 

21K  -25K - 5-6 years OPEN or closed- Low Balance 5-6% 

Price is 250.00

30 business days from upload date for postings. 

ALL FRAUD AND FREEZES MUST BE REMOVED BEFORE UPLOADING. OTHERWISE DELAYS WILL ARISE.

 
INSTALLMENT LINES

10K - 15k - 4-6 years OPEN or closed - Low Balance 5-6%

Price is $150.00

 

21K - 25K  4-6 years OPEN or closed - Low Balance 5-6%

Price is $250.00

30 business days from upload date for postings. 

ALL FRAUD AND FREEZES MUST BE REMOVED BEFORE UPLOADING. OTHERWISE DELAYS WILL ARISE.

AUTO LINES

43k - 53k - 5-7 years CLOSED ONLY - NO OPEN ACCOUNT.

PRICE IS $300.00

62-75K - 6 1/2 years - CLOSED ONLY - NO OPEN ACCOUNT. 

PRICE IS $400.00

30 business days from upload date for postings. 

ALL FRAUD AND FREEZES MUST BE REMOVED BEFORE UPLOADING. OTHERWISE DELAYS WILL ARISE.

Non Performing Mortgage Accounts 

$155,000.00 - $265,000.00 (2012)

$450.00 each - Permanent on file - Due to the nature of this line - it can take up to 30 business days to post to file - 

ALL FRAUD AND FREEZES MUST BE REMOVED BEFORE UPLOADING. OTHERWISE DELAYS WILL ARISE.

PLEASE FILL OUT  TRADE - LINE FORM 

 

IF YOU WOULD LIKE TO ADD YOUR CARDS TO THE SITE TO ADD USERS TO IT TO MAKE SOME MONEY - PLEASE EMAIL ME IMMEDIATELY !  

Primary lines are aged 4-6 years. They stay on file permanently. If payment is reversed before population dates specified, the lines will be reported as NEGATIVE on your file. Primary lines currently are uploaded on the 22nd of each month, all orders must be in and payment cleared within 3 days of upload date.In any event when a new listing or change is provided client/or broker will be immediately notified so that needed lines may be purchased in a timely manner. 

All lines require on average 30 business days to populate or sooner. (there are times when they take longer if something arises after posting) YOU will be informed of this if it happens.

ALL FRAUD AND FREEZES MUST BE REMOVED BEFORE UPLOADING. OTHERWISE DELAYS WILL ARISE.

WHY SOME TRADE-LINES DONT REPORT FAST OR AT ALL

 

Trade-lines are an amazing way to build and boost your credit score fast. It takes a miracle of coordination for an authorized user posting to take place however the most common reasons we see why trade-line postings get delayed and/or do not report are listed below: 

 


1) Fraud alerts need to be removed from all three credit bureaus


2) Address not updated in credit monitoring service (to match the trade-line)

 

3) The bank has not yet reported the trade-lines (delay at bank due to holidays ,staffing, and COVID-19 crisis)

 

4) Delay at credit bureaus due to holidays ,staffing, and COVID-19 crisis

 

5) SSN or DOB incorrect and/or name spelled incorrect (one digit or letter off can cause an issue with a posting)

 

 



Trade-lines are one of the least understood aspects of credit reports. As you can see, there are a number of things to keep in mind while you are getting trade-lines added to your credit report.

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This program is not intended to be used as a method of defrauding banks, creditors, or any other organization that requires your social security number as identification. This program is not a method to avoid paying your existing or future debts. If you created the debt, you are responsible to repay that debt. However, we will not support, facilitate, nor condone any fraudulent activity. The information here is informational purposes only and for you to use at your own risk. We are not lawyers or any legal services. We have a non refund policy because of the work needed to give you the info.  

 

Affordable Financials has posted this message in plain sight on the front page of our webpage so consumers can be aware "CPN's" are defined as any 9 digit number which can be used for credit; such as a SSN, ITIN, TIN, or EIN and it is very clear the largest warehouser of converted 9 digit government issued numbers; such as, ITIN, TIN, SSN, and EIN ARE IN FACT FOUND THROUGH OUT THE BANKING WORLD AND WITHIN THE BANKS DATABASE and ATTACHED TO CREDIT AND LOAN FOLDER LEGALLY ORIGINATED BY THESE SAME BANKS.

IT IS OUR STATEMENT THAT Affordable Financials IS NOT ENGAGING IN ANY PROHIBITED BUSINESS ACTIVITIES SUCH AS: A. Representing, expressly or by implication, that through the use of our products or services, consumers can alter their identifying information to conceal adverse credit information from consumers' credit records, credit histories, or credit ratings, including but not limited to the use of Employer Identification Numbers ("EINs"), Taxpayer Identification Numbers ("TINs"), or alternative Social Security Numbers in lieu of the consumers' own Social Security Numbers; B. Representing that the building of a new credit record by applying for credit using an EIN, a TIN, or an alternate social security number instead of a consumer's own social security number is legal; C. Misrepresenting any material fact concerning the ability of our products or services to perform or provide any credit-related function for consumers, including but not limited to improving consumers' credit reports or profiles, consolidating debt, obtaining or arranging a loan, or obtaining or arranging any extension of credit; and D. Misrepresenting any fact material to a consumer's decision to purchase our products or services. E. Representing, expressly or by implication, that through the use of our products or services, consumers can alter their identifying information to conceal adverse credit information from consumers' credit records, credit histories, or credit ratings, including but not limited to the use of Dun & Bradstreet Numbers ("DBNs"), Employer Identification Numbers ("EINs"), Taxpayer Identification Numbers ("TINs"), or alternative Social Security Numbers in lieu of the consumers' own Social Security Numbers; F. Representing that the building of a new credit record by applying for credit using a DBN, EIN, a TIN, or an alternate Social Security Number instead of a consumer's own Social Security Number is legal; G. Misrepresenting any material fact concerning the ability of our products or services to perform or provide any credit-related function for consumers, including but not limited to improving consumers' credit reports or profiles, consolidating debt, obtaining or arranging a loan, or obtaining or arranging any extension of credit; and H. Misrepresenting any fact material to a consumer's decision to purchase our products or services.